Mortgage Solutions Professional mortgage advice and financing.
FAFI is the brand abbreviation for Fast Approve Financial Inc., a licensed Ontario mortgage brokerage.
Review and lender response times vary with document completeness, lender workload, product availability and property details. No approval time is guaranteed.
Professional Mortgage Brokerage
Independent guidance for residential and commercial financing.
Residential Financing
Purchase, renewal and refinance solutions.
Market Access
Access to bank, alternative and private lending channels.
File Management
Structured review, documentation and lender submission.
Mortgage Services
Self-Employed Mortgage
Financing review for business owners and incorporated borrowers.
Read GuideNewcomer Mortgage
Mortgage assessment for borrowers with limited Canadian credit history.
Read GuideCore questions lenders look at
What does FAFI stand for?
FAFI is the brand abbreviation for Fast Approve Financial Inc., a licensed Ontario mortgage brokerage.
How much down payment do I need?
The required down payment depends on the purchase price, occupancy, property type, lender policy and whether mortgage default insurance applies. Lenders also need a clear source-of-funds trail.
What income documents do lenders review?
Lenders review income type, stability and documentation. Employed borrowers may need pay stubs, a job letter and tax slips. Self-employed borrowers may need tax returns, notices of assessment, business records and bank statements.
Why does the appraisal matter?
An appraisal helps the lender confirm property value and suitability. If the appraised value, property condition or property type does not fit lender policy, the approved loan amount or terms may change.
What happens after I submit a mortgage application?
The file is reviewed for income, credit, down payment or equity, debts, property details and required documents. The lender may issue conditions, request more documents, approve different terms or decline the file.