Fast Mortgage Application Support Simple ยท Transparent ยท Stress-Free
Review and lender response times vary with document completeness, lender workload, product availability and property details. No approval time is guaranteed.
Why Clients Choose Fast Approve
Reverse Mortgage
Turn home equity into financial flexibility. Designed for homeowners 55+, with no required regular mortgage payments while conditions are met.
Plan with confidence.
Learn MoreReverse Mortgage Calculator
Estimate your home equity and review the factors that may affect reverse mortgage eligibility.
Open CalculatorEquitable Bank Reverse Mortgage Offer
Check the lender's current offer, eligibility details and terms on its official website.
View Current Official OfferHomeEquity Bank CHIP Offers
Check current CHIP reverse mortgage rates, offers and lender terms on the official website.
View Current Official RatesLender information may change without notice. Eligibility and final terms are determined by the lender.
Mortgage Calculator
Estimate your monthly payment quickly.
Planning estimate using Canadian semi-annual compounding converted to a monthly rate. Excludes mortgage insurance, property tax, fees and other housing costs.
Latest Mortgage Rates
Auto-loaded from the National Bank uninsured rate sheet and selected lender references. Showing 1โ5 year fixed terms and 5-year variable.
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Mortgage broker support for Richmond Hill, Toronto and the GTA
Fast Approve Financial Inc. is a licensed Ontario mortgage brokerage based in Richmond Hill. James Wang helps borrowers review purchase mortgages, renewals, refinancing, private mortgages, reverse mortgages, commercial mortgages and construction financing.
- Office in Richmond Hill with direct walk-in access during business hours.
- Service available in English, Mandarin and Cantonese.
- Mortgage planning for borrowers in Toronto, Richmond Hill, Markham, Vaughan, North York and across Ontario.
- FSRA Licence #13639 displayed consistently on every page.
Fast answers before you apply
Can I walk in to the Richmond Hill office?
Yes. Walk-ins are welcome during regular business hours, Monday to Friday from 9:00 a.m. to 5:00 p.m., except Ontario and Canadian statutory holidays. Calling ahead can help confirm James is available when you arrive.
What areas does Fast Approve serve?
Fast Approve serves borrowers in Richmond Hill, Toronto, the Greater Toronto Area and across Ontario, including clients who prefer English, Mandarin or Cantonese mortgage communication.
What mortgage situations can James review?
James can review home purchases, renewals, refinancing, self-employed income, newcomer files, private mortgage options, reverse mortgage planning, commercial mortgages and construction financing. Final approval, rates and terms are determined by lenders.