Mortgage guidance, tailored to your plans Professional support for the choices ahead.
Review and lender response times vary with document completeness, lender workload, product availability and property details. No approval time is guaranteed.
Why Clients Choose Fast Approve
A considered mortgage experience, built around clarity and trust.
A stronger sense of home
Room to picture what comes next, with a mortgage conversation grounded in your goals.
Options with perspective
Thoughtful guidance across changing plans and possibilities.
Built on trust
A professional brokerage experience that feels clear from the first hello.
Choose the service you need
Self-Employed Mortgage
Mortgage conversations shaped around a less typical income story.
Read GuidePrivate Mortgage
Considered alternatives when a conventional path is not the right fit.
Read GuideCore questions lenders look at
How much down payment do I need?
The required down payment depends on the purchase price, occupancy, property type, lender policy and whether mortgage default insurance applies. Lenders also need a clear source-of-funds trail.
What income documents do lenders review?
Lenders review income type, stability and documentation. Employed borrowers may need pay stubs, a job letter and tax slips. Self-employed borrowers may need tax returns, notices of assessment, business records and bank statements.
Why does the appraisal matter?
An appraisal helps the lender confirm property value and suitability. If the appraised value, property condition or property type does not fit lender policy, the approved loan amount or terms may change.
What happens after I submit a mortgage application?
The file is reviewed for income, credit, down payment or equity, debts, property details and required documents. The lender may issue conditions, request more documents, approve different terms or decline the file.